Page 6: Additional Ministry Income

Skip this page if every dollar of your ministry pay came through your church salary.

You need this page if you were paid for a wedding, funeral, baptism, guest sermon, chaplaincy or pulpit supply — including cash handed to you with no 1099.

What this page does. It collects ministry money you earned outside your church salary — weddings, funerals, baptisms, speaking, chaplaincy, pulpit supply and honoraria — together with the miles you drove and the expenses you paid to earn it. This income is self-employed ministry income, so the expenses against it matter as much as the income itself.

Before You Begin

Please gather the following information before completing this page:

  • Any Forms 1099-NEC you received
  • Any Forms 1099-MISC you received
  • Records of ministry fees paid directly to you
  • Mileage logs, calendars, or travel records
  • Documentation for ministry-related expenses

Remember, not all ministry income is reported on a tax form. Even if you did not receive a 1099, the income may still need to be reported.

Completing the Income Section

Ministry Fees and Honoraria

For each type of ministry income listed, enter:

  • The amount received by the Taxpayer
  • The amount received by the Spouse
  • A brief description of the activity
  • The state where the services were performed
  • Whether a Form 1099 was issued

Examples may include:

  • Wedding ceremonies
  • Funeral services
  • Baptisms
  • Guest preaching
  • Retreat speaking
  • Chaplain services
  • Pulpit supply assignments
  • Honoraria and love offerings

Additional rows are provided for any ministry income that does not fit one of the listed categories.

Keep Taxpayer and Spouse Income Separate

Please enter income under the person who actually earned it.

Even when filing jointly, ministry income belongs to the individual who performed the services and may affect that person’s self-employment tax calculation.

Reporting Form 1099-NEC Income

If you received one or more Forms 1099-NEC, list each form separately.

For each form, provide:

  • Taxpayer or Spouse
  • Name of the payer
  • Box 1 amount
  • Brief description of the services performed

Listing each form individually helps us properly match the income reported to the IRS.

Ministry Mileage

Many ministers use their personal vehicles when performing ministry services outside of their regular church employment.

For mileage reporting, enter:

January Through June

Provide:

  • Total ministry miles driven
  • Miles for which you received reimbursement

July Through December

Provide:

  • Total ministry miles driven
  • Miles for which you received reimbursement

The organizer separates the year into two periods because mileage reimbursement rates can change during the year.

The mileage deduction will be calculated automatically.

Important

Please enter miles, not dollar amounts.

For example:

✅ 450 miles

Not:

❌ $300

We’ll calculate the deduction using the applicable mileage rates.

Ministry Expenses

This section allows you to report expenses directly related to earning the ministry income reported on this page.

Common expenses may include:

Travel Expenses

Costs related to ministry travel, such as:

  • Lodging
  • Airfare
  • Tolls
  • Parking

Religious Materials

Examples include:

  • Sermon resources
  • Ministry books
  • Study materials
  • Christian publications

Office Supplies

Examples include:

  • Paper
  • Printer supplies
  • Postage
  • Administrative materials

Meals

Enter meals related to ministry activities when appropriate.

Additional Expense Categories

Several additional rows are available for expenses unique to your ministry activities.

Include a brief description and enter the amount paid.

Ministry Use Percentage

If an expense was used partly for ministry and partly for personal purposes, enter the percentage that relates to ministry use.

For example:

  • Cell phone used 75% for ministry
  • Computer used 60% for ministry

This helps us calculate the appropriate deduction.

Reporting Form 1099-MISC Income

If you received a Form 1099-MISC showing income in Box 3 (Other Income), please provide:

  • Name of the payer
  • Amount received
  • Brief description of the payment

This allows us to determine the proper tax treatment for the income.

Common Mistakes to Avoid

Don’t Forget Cash Payments

Not all ministry income is reported on a tax form.

Examples include:

  • Wedding fees paid directly to you
  • Funeral honorariums
  • Love offerings
  • Speaking fees paid in cash or by check

These amounts still need to be reported, even when a 1099 was not issued.

Avoid Double Reporting Income

If a payment is already reported on a Form 1099-NEC, do not also report the same amount again in the fee section above.

If you’re uncertain, include a note in the comments section and we’ll help determine the correct reporting method.

Use the Correct Taxpayer or Spouse Column

Please report income under the individual who earned it.

This is important because self-employment tax is calculated separately for each person.

Enter Miles, Not Dollar Amounts

The mileage section should only contain the number of miles driven.

We’ll apply the appropriate mileage rate when preparing your return.

Separate Mileage Into the Correct Time Period

Be sure to place mileage in the correct section:

  • January through June
  • July through December

This helps ensure the proper mileage rate is applied.

Include the State Where Services Were Performed

The state information is important because ministry services performed outside your home state may create additional tax filing requirements.

If you’re unsure whether another state’s filing requirement applies, simply list the state and we’ll review it for you.

Report Only Expenses Related to This Income

The expenses on this page should relate specifically to the ministry income being reported here.

Examples:

✅ Wedding expenses related to weddings you officiated

✅ Mileage for paid speaking engagements

✅ Materials purchased for chaplain services

Church employment expenses that relate to your regular ministry position should generally be reported elsewhere in the organizer (such as Page 20).

When You’re Finished

Take a moment to review the income, mileage, and expense information you’ve entered to make sure everything is complete.

Remember:

  • Include all ministry income, even if no tax form was issued.
  • Report mileage as miles driven, not dollars.
  • Keep taxpayer and spouse activities separate.
  • Include notes in the comments section whenever you are unsure about an item.

A complete Page 6 helps ensure that all eligible deductions are considered and that your ministry income is reported accurately.

If you have questions about whether a payment, expense, or ministry activity belongs on this page, simply include a note for us. We’re happy to review it with you and make sure everything is handled correctly.