"Type of Plan" is a required field.
"Your Name (First/Last)" is a required field.
"Your Address - City/State/Zip" is a required field.
"Your Phone Number" is a required field.
"Your E-mail Address" is a required field.
"Employer/Church Name" is a required field.
"Employer/Church Address - City/State/Zip" is a required field.
"Employer/Church Phone Number" is a required field.
"Employer Federal ID#" is a required field.
"State of Incorporation" is a required field.
"Number of Employees" is a required field.
"Plan Administrator (First/Last Name)" is a required field.
"Annual Plan Limits (The IRS limits Health FSA plans to $3,300 in employee contributions (effective 01/01/2025) - Enter the standard $3,300, or enter a lower employee contribution limit below." is a required field.
"Please Choose One:" is a required field.
"Effective Date" is a required field.
"Eligibile Employee Work More than _____ hours per week." is a required field.
"Waiting Period" is a required field.
"Number of Days" is a required field.

Health Benefits for Churches: QSEHRA and ICHRA Guide (2027 Edition)

Name: Health Benefits for Churches: QSEHRA and ICHRA Guide (2027 Edition)
SKU: CFR-GUIDE-HRA-2027
Availability: InStock

$24.95

Instant PDF download

QSEHRAICHRAONE-PERSON HRA

Clear answers to the questions churches ask most about giving pastors and staff tax-free help with health insurance, so your board can choose the right plan with confidence.

Need help choosing the right solution?For more than 45 years, we’ve helped clergy and religious organizations with tax, payroll, bookkeeping and HR. Connect with an advisor for guidance tailored to your needs.

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Description

Description

What you’ll learn

A plain-language guide for church boards, treasurers and pastors.

Which plan fits

A decision flowchart and side-by-side comparison of the QSEHRA, the ICHRA and the one-person HRA.

Real church examples

How the numbers work for a pastor-only church, a small staff and a staff of twelve.

Rules and taxes

2027 limits, affordability, required notices and how each plan affects a pastor’s marketplace tax credit.

Common questions

Medicare, HSAs, a spouse’s coverage, mid-year changes and why you can’t just pay premiums directly.

Included with your download

Health Benefits for Churches guide (PDF)One-page QSEHRA or ICHRA decision flowchart (PDF)HRA cost comparison workbook (Excel)

Ready to set up a plan?

This guide helps you decide. When you’re ready, we prepare everything your church needs.

QSEHRA plan documentsICHRA plan documentsOne-person HRA plan documentsHRA Support Plan for Churches

Common questions

Who is this guide for?

Church boards, finance committees, treasurers and pastors deciding how to help staff with health insurance.

Does it include plan documents?

No. It explains your options. Plan documents, the resolution to adopt, the Summary Plan Description and employee forms are available as separate plan products.

I’d rather talk to someone.

Email clientservices@clergyfinancial.com or call (888) 421-0101.