Description
How it works
Guided every step of the way.
What can be reimbursed
Qualified medical expenses that meet IRS criteria.
Why set up a Section 105 HRA
More benefit, at a lower cost than group insurance.
Tax-free to the employee
Reimbursements increase effective compensation without increasing the tax burden.
Lower cost for the church
Often significantly less than traditional group health insurance.
Flexible and in your control
The church sets reimbursement limits and plan design.
What the plan includes
Prepared for your church and kept on file for compliance.
Resolution to adopt
Meeting minutes recording the church’s decision to establish the plan as an employee benefit.
Customized plan document
The rules, benefits and terms of your plan, prepared for your church and kept on file for IRS review.
Summary Plan Description
An easy-to-read guide for employees with all federally required disclosures (plan year, Federal ID, agent for legal service, COBRA, FMLA and DOL information).
Election and claim forms
Personalized forms for employees to join the plan and submit expenses for reimbursement.
Optional HRA Support Plan
Year-round help with required updates, employee documentation and reimbursement questions.
Common questions
About the plan and your order.
Who is a One-Person HRA for?
Churches that want to reimburse one employee, often the pastor, for individual health insurance premiums and out-of-pocket medical, dental and vision expenses.
Do I need the HRA Support Plan?
It’s optional. Maintaining an HRA takes ongoing attention to compliance, documentation and administration. The annual HRA Support Plan gives you year-round help with required updates, employee documentation, reimbursement guidance and IRS rules.
Can I return it?
See the Refund & Return Policy tab above.
I’d rather have someone help me.
Our team works with churches and clergy every day. Email clientservices@clergyfinancial.com or call (888) 421-0101.
